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Put yourself first !

Here at Fardella & Bell Estate Agents we understand that buying a property is a significant milestone in anyone’s life. It’s an exciting time, yet it can be a complex process that requires careful planning, research, and expert guidance to avoid the unnecessary stress and uncertainties. We understand these challenges faced by most prospective buyers in the UK market, so we thought that we would provide you with some valuable tips to help make your property buying journey a successful, rewarding one without that added stress.

 

1) Define Your Requirements:

Before embarking on your property searching journey, it’s essential to determine your requirements. Consider factors such as location, size, budget, and desired amenities. OK , so you are probably thinking this is obvious, however the key advice here is to make a list of “must-haves” and “nice-to-haves” which will really help you to narrow down your options and stay focused during the process. Remember, they always say never go into the Supermarkets when you are hungry and to always take a shopping list so that you don’t fill the trolley with items that you don’t want or need.

 

2) Set a Realistic Budget:

One of the most crucial aspects of buying a property is setting a realistic budget.  This is the part where people sometimes get a little stuck because they don’t necessarily know their true affordability until they have taken the time to sit down and evaluate their finances. So, get that spreadsheet out, pen and paper or whatever it is to help you evaluate and make sure to include savings, income, and potential mortgage options. Don’t forget to factor in additional costs such as legal fees, stamp duty, and potential maintenance expenses as sometimes they can be an unexpected.

 

3) Research the Market:

To make informed decisions, thorough market research is crucial. Stay up to date with the latest property trends, pricing, and market conditions in the areas you’re interested in. Fardella & Bell Estate Agents offer comprehensive local market insights, enabling you to identify suitable neighbourhoods and investment opportunities. We really do have the passion and knowledge to help you make an informed decision.

 

4) Engage with Fardella & Bell Estate Agents:

Get in touch and tell us your requirements, needs, and wants and let us work our magic. Our experienced team possess in-depth knowledge of the local market with access to exclusive listings. We can also act for you directly by Property Sourcing, but that’s another blog yet to come, so if you want to know more, then give us a call.

 

5) Arrange Financing:

If you require a mortgage, begin the process early to secure the best terms and interest rates. We can recommend some fantastic Mortgage Advisors that we proudly work close with and would always recommend that you consult with multiple lenders to compare mortgage options and find the most suitable one for your circumstances.  Another secret tip, ensure you have a pre-approved mortgage in place before making an offer on a property, as this increases your credibility as a buyer and less risk to the seller.

 

6) Conduct Thorough Property Inspections:

Wait, Wait, Wait! Don’t let your excitement blind you from conducting thorough property inspections. We advise that you engage with a professional surveyor to assess the structural integrity, condition, and potential issues of the property. You don’t want any headaches, so with their expertise they will help you to avoid any unexpected surprises and potentially provide some leverage for any negotiations.

 

7) Seek Legal Advice:

Buying a property involves legal contracts and documentation. It’s crucial to engage a qualified solicitor or conveyancer who are specialists with property transactions. They will handle all the legal aspects, including property searches, contract review, and title transfers. Remember, they understand legal jargon that most of us don’t, so with their expertise they will ensure a smooth and legally sound purchase.

 

8) Consider Future Potential:

When evaluating a property, consider its future potential. Ask the sellers about any factors such as infrastructure developments, proximity to schools and amenities, and potential for capital growth are worth considering. Our team at Fardella & Bell can provide insights into the long-term potential of properties and guide you towards smart investments.

 

9) Negotiate Wisely:

Effective negotiation can save you significant amounts of time and money.  If you would like something to be included in the purchase of the property for example a hot tub, a shed or even a washing machine then make sure that this is highlighted in the sellers’ fixtures and fittings forms. You may be surprised what you can have included in your house purchase. Remember, Don’t ask, don’t get!

 

10) Stay Positive and Patient:

Finally, it’s essential to remain positive and patient throughout the property buying process. It may take time to find the perfect property that ticks all of your boxes. Stay persistent, trust your instincts, and do not settle until you find your dream home.

 

Here at Fardella & Bell – we get it.  Searching the properties on the market takes time and patience of which we all seem short on these days, so we’re here to make the process a little bit easier, our team genuinely care about properties, and we pride ourselves on transparency, passion and integrity.

 

So, if you’re looking for properties for sale in Burnley, Clitheroe, Padiham, Ribble Valley or the Pendle area- give us a call on 01282 968 668

 

Love from Team F&B

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